How we can help
Factors like the gender pay gap, career breaks, a longer life expectancy, and maybe having a different attitude towards risk, can all add up to women not meeting their financial goals.
Planning for a secure future, be it for yourself, your family or your business, is one of the most important steps you will ever take. We want that experience to be positive in every sense.
86% of centenarians are women*
Women live 5 years longer on average compared to men**
53% of Hong Kongers do not believe they will have enough saved for retirement ***
84% of Hong Kongers do not have a will in place ***
34% of women wish they had more financial education earlier in life ****
* Edward Jones and Age Wave Survey, 2023
** Institute for Ageing, 2017
*** St. James's Place Asia Retirement and Wealth Planning Survey 2020, undertaken by Sandpiper Communications (1,019 Hong Kong respondents)
**** UnityMutual, Financial Frets and Regrets Revealed, 2024
Let us help you make your dreams a reality.
financial growth
With the right investment strategy, it can help to secure your future financial freedom and to protect it against the damaging effect of inflation and taxation.
Through regular reviews with you, we can rebalance your portfolio to reflect your changing needs and the current market conditions to help keep you on track towards achieving your financial goals.
Retirement Planning
Whilst most of us acknowledged we are living longer than before – the way we think about retirement hasn’t necessarily evolved with it.
Retirement planning can be complex, so regardless of the life stage you have arrived at, we can help you make the most of the opportunities that exist and make a difference to your future prosperity.
Protection *
Protection is fundamental; it may not be the most exciting of subjects, but it answers one of our most basic desires – to keep safe all that we hold dear. Having an adequate cover help ensure that you are prepared in face of life’s uncertainties and keep disruption to a minimum.
With access to many leading protection providers and plans, we make it our priority to find the right solution for all your protection needs.
Will writing *
When you die without a Will, the law decides who inherits what and in what proportions.
Working together with you and
St. James's Place's panel of specialists, we can help you create a well-constructed Will to offer you the peace of mind that, should the worse happen, your loved ones and your assets will be taken care of and in the manner, you have intended.
mortgages *
Buying a home might be the most substantial purchase you ever make, and it is vital that you have the right mortgage.
We do not believe in providing advice on mortgages in isolation and instead take a broader perspective, seeking to understand your financial needs in detail to ensure that your mortgage arrangements are consistent with a wider financial plan.
Corporate workshops
As an employer, you may recognise and are aware that your employees may not pay close attention to their day-to-day finances and these financial worries may cause unnecessary stress to their wellbeing.
At The Financial Empowerment Group, we aim to help individuals make smart and informed financial decisions through our corporate workshops by delivering relevant and easy to understand information.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. Please note that the St. James’s Place approach to investment management only applies to St. James’s Place products.
Your home may be repossessed if you do not keep up repayments on your mortgage.
* Advice relating to a will, matters of guardianship, protection and mortgages involves the referral to a service that is separate and distinct to those offered by St. James’s Place.